Daunvest /Strategy
All strategies
StrategyRisk: Low-medium· Time: LowCrisis-resilient
60 / 40
The classic: 60% stocks, 40% bonds
A traditional balanced portfolio. Stocks provide the return, bonds smooth the ride. Suited for those nearing or in retirement — or anyone who just wants to sleep well.
Principles
- Bonds aren't there for returns — they're there to let you hold onto your stocks through a crash.
- Rebalancing forces you to automatically sell high and buy low.
Rules
- 1.60% stocks / equity funds, 40% bond funds.
- 2.Rebalance annually (or when a weight drifts more than 5 percentage points).
- 3.Reduce the equity share by 10 percentage points per decade after age 50.