Daunvest /Strategy
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StrategyRisk: Low-medium· Time: LowCrisis-resilient

60 / 40

The classic: 60% stocks, 40% bonds

A traditional balanced portfolio. Stocks provide the return, bonds smooth the ride. Suited for those nearing or in retirement — or anyone who just wants to sleep well.

Principles
  • Bonds aren't there for returns — they're there to let you hold onto your stocks through a crash.
  • Rebalancing forces you to automatically sell high and buy low.
Rules
  1. 1.60% stocks / equity funds, 40% bond funds.
  2. 2.Rebalance annually (or when a weight drifts more than 5 percentage points).
  3. 3.Reduce the equity share by 10 percentage points per decade after age 50.