Portfolio structure & risk
How to put your investments together wisely
A simple way to structure your savings. A steady core, a growth part and a small satellite part for your own ideas.
Why the model works
The bulk of your money should do a boring, predictable job: tracking the world economy upward over decades. Only a smaller slice should take bigger chances. This limits the damage if something goes wrong, while still giving you a shot at extra return.
The three parts
Core (50–70%): broad, cheap — for example a global index fund. Growth (20–40%): funds or solid companies with somewhat higher expected growth, like emerging markets or a sector you believe in. Satellite (at most 10%): individual stocks, crypto and your own ideas — money you can afford to lose.
Broad, cheap index funds. Global exposure. This part does the heavy lifting.
Core 50–70%, Growth 20–40%, Satellite at most 10% — the same three parts as Daunvest's rebalancing tool. Keep the discipline and you'll get far.
Sort your holdings into Core, Growth and Satellite →Which part should be the largest?